Pension contributions

Guidance on how much you pay, signing up for the 50/50 section, opting back in to the MAIN section.

Contribution rates for the MAIN section

The 2024/2025 employee contribution rates within the MAIN Section of the LGPS are detailed below. These contribution rates are applied for the period from 1 April 2024 to 31 March 2025.

Employee contribution bandings 2024/2025
Band  Salary Range

Contribution
Rate

MAIN Section

1 £0 to £17,600 5.5%
2 £17,601 to £27,600 5.8%
3 £27,601 to £44,900 6.5%
4 £44,901 to £56,800 6.8%
5 £56,801 to £79,700 8.5%
6 £79,701 to £112,900 9.9%
7 £112,901 to £133,100 10.5%
8 £133,101 to £199,700 11.4%
9 £199,701 or more 12.5%

The 2025/2026 employee contribution rates within the MAIN Section of the LGPS are detailed below. These should be applied for the period from 1 April 2025 to 31 March 2026.

Employee contribution bandings 2025/2026
Band  Salary Range

Contribution
Rate

MAIN Section

1 £0 to £17,800 5.5%
2 £17,801 to £28,000 5.8%
3 £28,001 to £45,600 6.5%
4 £45,601 to £57,700 6.8%
5 £57,701 to £81,000 8.5%
6 £81,001 to £114,800 9.9%
7 £114,801 to £135,300 10.5%
8 £135,301 to £203,000 11.4%
9 £203,001 or more 12.5%