Members of the Local Government Pension Scheme (LGPS) receive an excellent range of benefits. The Scheme is set out in regulations and is very secure. As a Career Average Revalued Earnings (CARE), Defined Benefit (DB) pension scheme, the LGPS is considered to be one of the best pension schemes in the country.

Benefits of the LGPS

• A retirement pension payable for life;
• A retirement pension that increases each year in line with the Consumer Prices Index (CPI);
• An option to purchase additional tax-free cash by converting part of your annual pension;
• An option to purchase additional annual pension
• A death grant equal to three times your annual pensionable pay in the event of your death in service;
• A pension payable to your husband, wife, co-habiting partner or civil partner in the event of your death;
• Pensions payable to your eligible children;
• A pension payable immediately if you retire due to permanent ill-health;
• You receive tax relief on your contributions - you pay less tax;
• The option to decrease your monthly pension contribution.