Death Benefits

If you pass away and leave a husband or wife, he or she, may become entitled to part of your pension. Local Government long-term dependant spouse's pensions no longer cease upon re-marriage to another person.

Long-term Widow's Pension

If you pass away before your wife she will become entitled to a long-term widow's pension. A long-term widow's pension is fully inflation proofed and the pension is payable for life.

Long-term Widower's Pension

If you pass away before your husband he will become entitled to a long-term widower's pension. A long-term widower's pension is equal to 1/160th of your final pay (i.e. the pay used to calculate your pension) times your membership (if you retired after 1 April 1998 this calculation is based on your membership built up since 1 April 1972). To this is added full inflation proofing and the pension is payable for life.

Co-habiting Partnership Pensions

Providing you have contributed to the LGPS at some point since 1 April 2008 your co-habiting partner may be eligible to receive a survivor's pension that becomes payable in the event of your death. For a co-habiting partnership to be valid both you and your partner MUST satisfy the following conditions at your date of death:

  • Your co-habitation had been continuous for at least 2 years at the date of death

  • You are free to marry or enter into a civil partnership at any time

  • You are living together as if husband and wife or civil partners

  • You are not living with a third person as if husband or wife or civil partners

  • Either your partner is financially dependent upon you or you are financially inter-dependent upon each other

Your co-habiting partner's long-term pension is fully inflation proofed and payable for life.

Children's Pensions

Children's pensions are payable for so long as eligible children remain following your death. To be eligible your children must be:

  • Aged under 18 (or under 23 if in full-time education or training since before the age of 18), and

  • Natural, adopted or step-child, or

  • Dependent upon you by reason of incapacity since before the age of 18, or

  • Born within 12 months from the date of your death

Long-term Civil Partner's Pension

If you pass away before your civil partner he or she will become entitled to a long-term civil partner's pension based on your membership built up since 6 April 1988. Your civil partner's long-term pension is fully inflation proofed and payable for life.